Banking. Tax Strategy.

Tax residency determines where you pay taxes. It is usually based on how many days you spend in a country (many use a 183-day threshold), where your permanent home is, and where your economic and family ties are. Citizenship is your nationality: it gives you a passport, the right to live in the country, and political rights. The two can be completely separate — you can be a citizen of one country and a tax resident of another. The main exception is the United States, which taxes its citizens on their worldwide income wherever they live.

Yes, it is legal and very common. Several countries offer favorable regimes, such as territorial taxation (only local income is taxed), special programs for new residents, or no personal income tax at all. The key is that the change of tax residency must be real: time spent in the country, a home there, and cutting ties with the old jurisdiction, which in some cases also involves exit rules. We design the plan together with tax advisors in each jurisdiction so that everything is legal, documented, and efficient.

Yes, as long as they are properly declared. Today most countries automatically exchange financial information (CRS, and FATCA for U.S. persons), so the goal is not to hide money but to diversify: hold funds in stable jurisdictions, operate in several currencies, and protect your assets. We help you choose the right bank and prepare the compliance documentation they will request, such as proof of identity, address, and source of funds.

Panama and Paraguay are among the fastest and most affordable options in Latin America. But the best country depends on your nationality, your budget, and your goals — for example, whether you want a path to citizenship, access to Europe, or a specific tax regime. Requirements change often, so in the consultation we compare the up-to-date options that fit your profile.

It depends on the country and the program. Some residencies are resolved in a few weeks or months, while citizenship-by-investment programs usually take several months. Opening an international bank account can take from a few days to several weeks, depending on each bank’s due diligence. At the start of the process we give you an estimated timeline for each step.

In general: a valid passport, a criminal background certificate (usually apostilled), proof of income or funds, proof of address, and birth or marriage certificates if you include family members. Some documents need official translations. Once we choose the program, we send you a personalized checklist and review every document before it is submitted.

Not always. Some residencies only require short periodic visits, while others ask for a minimum yearly stay to keep or renew the permit. If your goal is also to change your tax residency, real presence and ties are usually required. We recommend the program that best fits your lifestyle and travel plans.

Yes. Most programs allow you to include your spouse and dependent children, and some also include parents. Each family member must meet certain requirements and present their own documents, and costs may vary per dependent. We plan the application so the whole family moves forward together.

In many cases, yes. Numerous international banks accept non-resident clients, subject to their due diligence and, in some cases, a minimum deposit. There are also regulated alternatives, such as electronic money institutions that offer European IBANs. We help you choose the right option for your profile and prepare a strong application.

Yes. We help clients access crypto-friendly banking and European IBANs that accept transfers from regulated exchanges, and we guide them in documenting the origin of their funds — the most common requirement when converting crypto gains into traditional banking.

Gold covers one main need: a basic residency or an international bank account. Black combines residency with tax planning. Diamond is the complete strategy: migration (residency or citizenship), tax structure, and banking, coordinated as a single plan. In the free consultation we recommend the package that fits your situation.

Yes. Discretion is at the core of our service. Your information is used only to manage your case and is shared with banks or authorities only when the process requires it. Final approval of any residency, citizenship, or account always depends on the corresponding authorities and institutions.